You probably spend a lot of time online, IMing, doing homework, or just surfing. But did you know you can do almost all of your banking from your computer, too? Online banking is really popular, because it’s quick, helps you make payments on time, and can even mean you avoid paying some fees. Plus, no stamps to worry about!

In most cases you can connect directly to your account through your bank’s website. Once you’re set up, you’re good to go. Feel like checking your account balance before you head out to the mall? Or late at night when you need a break from homework? No problem. You can log on 24/7.

One big perk is that you can easily move money from your savings account to your checking account online. Of course, you’ll still have to go to an actual bank or ATM to get cash. (But wouldn’t it be nice if your computer could spit out a few dollars once in a while when you really needed them?)