Time needed: 30–45 minutes
Setup: Practice budgeting for your values by finding out how others make decisions about their budgets.
Activity: There are many ways to spend your money and plenty of things to want or need. When assessing how to spend your money, think about your priorities, values, and what you can afford. The simplest way to decide if something is worth spending money on is by creating a budget, which is a plan for spending on things you want and need, saving money for future wants and needs, and giving money to help others. You can also take things a step further by thinking about where you spend your money; maybe you want to make sure you support businesses and organizations that also line up with your values. One of the many ways to learn budgeting is from other people. Speaking with those who have “been there, done that” when it comes to spending and saving money can offer you great insight into what you should and shouldn’t do for smart money management.
Talk to at least three adults about how they make choices when it comes to budgeting money. You may want to find out:
Keep a running list of answers from the adults you talk to, and use your best judgment to create budgeting priorities for yourself!
Now’s a great time to plan!
Think about these questions:
Girl Scout Activity Zone activities have been adapted from existing Girl Scout programming.